Hospital, accident, critical illness, dental and vision plans each pay for different things. Tell me what you want help paying for and I'll show which plans have a benefit for it. Or pick a real-life example, like an ER visit or a knee replacement, and see what each plan would pay, line by line.
Amounts from UnitedHealthcare's plan brochures · Updated October 2026
I'm Hamon R. Burkhardt, a licensed Health & Life insurance broker. Tell me about your health plan, your doctors and what you're worried about paying for, and I'll check pre-existing rules, waiting periods and state rules before you apply. No pressure, no fine print.
Every amount, limit and exclusion comes from UnitedHealthcare's plan brochures, linked on each result. Brochures are outlines; the policy decides every claim. Examples assume one person, one calendar year, and services that are covered and medically necessary. Amounts on plans with options use the example setup shown on each card.
These plans provide limited benefits. They pay fixed amounts or reimburse certain costs no matter what other insurance pays. They are not major medical insurance and are not minimum essential coverage under the Affordable Care Act. AdvantageGuard is not a Medicare supplement policy.
Hamon R. Burkhardt is a licensed Health & Life insurance broker, NPN 16713594. I can help residents of the states listed on this page. Plans, riders and amounts vary by state, and some plans ask health questions. Prices aren't shown here; your proposal will have them.
UnitedHealthcare supplemental plans are underwritten by Golden Rule Insurance Company. This page is not an official document of any insurance company, doesn't guarantee benefits, and will never ask you for personal information. Your choices stay in your browser.